FAQs

A fee-only adviser is usually compensated by charging a percentage of a client’s assets under management vs. getting paid a commission per transaction. This type of fee billing arrangement helps mitigate the conflicts of interest associated with compensation for providing investment advice, since fee-only advisers are not paid arrangements help of transactions in a client’s account. It allows the adviser to make recommendations that are based solely on what’s best for you. SSCM is proud to operate as a fiduciary, fee-only advisory firm.

Under both federal and state regulations, investment advisers and their supervised persons are deemed fiduciaries to their clients. As fiduciaries, we are legally and ethically bound to act in your best interest. At SSCM, this means always putting your interests ahead of ours and providing financial and investment advice rooted in care, diligence, and transparency.

Capital management is our disciplined approach aimed at growing, preserving, and optimizing your financial assets. This includes investment management, financial planning, tax strategy, and retirement coordination, all aligned with your long-term goals.

It means concierge-level attention. Our continuous goal is to ensure that all emails are returned within 24 hours, and phone calls by close of business day. Each client is supported by our team, with a Client Services Specialist coordinating back-office, cashiering needs, and staying accountable to the service and outcomes you expect.

We believe planning is a process, not a document. Your strategy evolves with you, driven by key priorities and continuously updated. We do not hand you a binder and disappear — we refine and act as priorities shift.

Yes. We specialize in Employer-Sponsored Retirement Plans, including 401(k), Cash Balance/Defined Benefit plans. And for smaller business owners, we offer guidance and implementation on tax-advantaged retirement plans like SEP IRA’s, SIMPLE IRAs, and Solo 401(k)s. Whether you are optimizing a current plan or starting fresh, we are with you from onboarding to ongoing investment oversight and participant education.

This strategy (coming soon) allows eligible clients to have us professionally manage their workplace retirement accounts (401(k), 403(b), etc.) using secure third-party technology. If you have ever wanted expert oversight of your retirement plan without moving it, this is for you.

A strategy for qualified clients that focuses on seeking alpha through flexible, high-conviction investment ideas across asset classes. It is unconstrained by traditional benchmarks, giving us the latitude to pursue opportunity where we believe it exists.

We are happy to provide a second opinion or serve as a fiduciary partner alongside your CPA or estate attorney. Many clients come to SSCM because they are looking for an ongoing, proactive, planning-focused experience.

Yes. While we are based in Oregon, we serve clients across the country. Virtual meetings, secure portals, and effective communication allow us to deliver boutique service wherever you are. And depending on the number of clients in a given region, we may even schedule in-person visits to connect and explore a new town alongside you.